EltaMD AM Therapy Facial Moisturizer is a sheer, non-comedogenic formula to help keep skin moisturized all day. It helps stimulate your skin cells to increase moisture absorption and retention, while willow bark non-irritatingly stimulates turnover for smoother skin. Complete with niacinamide, this skin moisturizer boosts skin color and tone for a more radiant appearance. Dermstore has partnered with Flex to allow you to use your Health Savings Account (HSA) or Flexible Spending Account (FSA). This means you can now use your HSA or FSA debit card to buy EltaMD products with pre-tax dollars, resulting in net savings of 30-40%, depending on your tax bracket. Eligible for HSA/FSA with a letter of medical necessity at checkout. From dermatologist-recommended treatments to solutions for chronic skin conditions like acne, eczema, and rosacea, these products are both effective and eligible. | EltaMD AM Restore Moisturizer, 1. 7 fl. oz | Dermstore