The surface of your skin is covered in bacteria - some good, some bad. Your job is to manage their balance to make sure skin stays calm and healthy. When it's out of whack, that's when things like acne, blemishes, dullness, and some conditions like eczema and psoriasis can flare up. Utopia Microflora Toner is a post-cleanse fluid that assumes the role of a toner in your skincare routine, but rather than 'tone' in the traditional sense, it gives your skin a concentrated dose of beneficial microflora to recolonise the surface of skin, creating an ideal environment for clear, balanced, and healthy skin - you might call it a utopia. Or a probiotic for your face. Either one works. Dermstore has partnered with Flex to allow you to use your Health Savings Account (HSA) or Flexible Spending Account (FSA). This means you can now use your HSA or FSA debit card to buy HoliFrog products with pre-tax dollars, resulting in net savings of 30-40%, depending on your tax bracket. Eligible for HSA/FSA with a letter of medical necessity at checkout. From dermatologist-recommended treatments to solutions for chronic skin conditions like acne, eczema, and rosacea, these products are both effective and eligible. | HoliFrog Utopia Microflora Toner, 120 ml | Dermstore